Bodily Injury

The coverage that will be paid to others when you are at-fault. Within policy limits, this coverage pays the amount you are legally obligated to pay from an accident caused by you when another person is injured or killed.  

Property Damage

The coverage that will be paid to others when you are at-fault. Within policy limits, this coverage pays the amount you are legally obligated to pay for causing damage to another person's property such as an automobile, home or fence.  

Medical Payments

The coverage pays for medical expenses for you and the occupants of your insured vehicle. The amount of coverage that is paid is determined by the amount of coverage you choose for your policy.  

Comprehensive

This coverage pays for repairs to your insured vehicle when the damage has been caused by something other than a collision. Examples may include vandalism, fire, windstorm, hail, or hitting a deer. Comprehensive usually pays to repair or replace your damaged vehicle, minus the deductible amount you choose for your policy.  

Collision

This coverage pays for repairs to your insured vehicle when it has been damaged due to collision with another vehicle or object. Collision usually pays to repair or replace your damaged vehicle, minus the deductible amount you choose for your policy.  

Deductible

This is the dollar amount you must pay before claims are paid for comprehensive and collision coverages. Each time you make a comprehensive or collision claim, you will be required to pay the deductible amount. One thing to keep in mind when choosing a deductible for your policy is that the higher your deductible amount is, the lower your insurance premium will be.  

Uninsured Motorists Coverage

This coverage protects you if another person causes an accident to occur with you and they do not have automobile insurance. The other motorist must be at-fault.  

Underinsured Motorists Coverage

This coverage protects you if another person causes an accident to occur with you and they do not have enough automobile insurance to cover all of the damages to your vehicle or expenses for your injuries. The other motorist must be at-fault.  

Accidental Death & Dismemberment (AD&D)

This coverage will pay you or your listed beneficiary in the event of your death, dismemberment or loss of sight as a result of an accident.  

Towing and Labor

This coverage will reimburse you, up to a limited amount, for towing and labor expenses incurred by you if your vehicle becomes disabled at any location other than your residence.  

Loss of Use

This coverage will reimburse you, up to a limited amount, for expenses incurred by you if you are unable to use your vehicle providing that the loss of your vehicle is covered under your insurance policy.  

Roadside Assistance

This provides 24-hour emergency dispatch, through Nation Safe Driver, for towing (up to 15 miles), locksmith, emergency fuel delivery, flat tire, and battery services at any location including your residence. Also provides route maps for travel.  

Disclaimer

The information and descriptions of the insurance products and services offered by Everest Auto Insurance are intended as general information. The information and descriptions are not complete or exact descriptions of terms, conditions and exclusions applicable to the insurance policies and services offered by Everest Auto Insurance, cannot provide or create coverage, and cannot be construed to replace or amend any provisions of a policy issued by Everest Auto Insurance. Insurance coverage offered by Everest Auto Insurance is subject to the terms, conditions, coverage limits, limits of liability and exclusions contained in the insurance policy or contract.